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  1. StewieB

     /  March 23, 2019

    Thanks. I don’t understand how you’ve calculated the spending/savings ratio, though? How does 1.6M gives 100K per year?


    • Hi Stewie, the calculation is done by Accurium Actuaries who work out that with $1.6m you have over 80% certainty that that amount will fund $100,000 for you life expectancy but including use of your capital. This is pretty much as accurate as you can get as if you want higher degree of certainty (e.g. 90-95%) the the amount of capital required to deliver that extra certainty with a safety margin jumps to $2.5m



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